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Top 5 Affordable Cars for 17 Year Olds to Insure in 2021

Find out which cars are the cheapest to insure for 17 year olds. Save money on car insurance with our helpful guide.

As a 17-year-old driver, getting your hands on a brand new car can be an exciting time. However, finding the right car to match your budget and insurance costs can be a daunting task. Fortunately, there are plenty of cars that offer affordable insurance rates for young drivers. By considering factors such as safety ratings, engine size, and general affordability, you'll be able to find a car that not only meets your needs but also keeps your insurance premiums low.

Cheapest Cars To Insurance For 17 Year Olds

As a 17-year-old, getting car insurance can be expensive. However, there are ways to minimize the cost of insurance by choosing the right car. Here are some of the cheapest cars to insure for 17-year-olds.

What Makes a Car Cheap to Insure?

There are several factors that contribute to the cost of car insurance, including the make and model of the car, the age and gender of the driver, and the driving record of the driver. Generally, cars with smaller engines and lower horsepower are cheaper to insure than those with larger engines and higher horsepower. Additionally, cars with good safety ratings and anti-theft devices are also cheaper to insure.

The Top 5 Cheapest Cars to Insure for 17-Year-Olds

1. Volkswagen Polo - The Volkswagen Polo is a popular choice for young drivers because it is affordable and reliable. It also has a small engine, which makes it cheap to insure.2. Ford Fiesta - The Ford Fiesta is another popular choice for young drivers because of its affordability and reliability. It also has a small engine, which makes it cheap to insure.3. Skoda Citigo - The Skoda Citigo is a small city car that is perfect for young drivers. It has a small engine, which makes it cheap to insure, and it is also very fuel-efficient.4. Kia Rio - The Kia Rio is a small hatchback that is affordable, reliable, and cheap to insure. It also has a good safety rating, which makes it a popular choice for young drivers.5. Hyundai i10 - The Hyundai i10 is a small city car that is perfect for young drivers. It has a small engine, which makes it cheap to insure, and it is also very fuel-efficient.

Other Factors that Affect the Cost of Insurance

While choosing the right car can help you save money on insurance, there are other factors that also affect the cost of insurance. For example, if you have a poor driving record or a history of accidents, your insurance premium may be higher. Additionally, if you live in an area with high crime rates or a lot of traffic, your insurance premium may also be higher.

Tips for Saving Money on Car Insurance

Here are some tips for saving money on car insurance:1. Choose a car with a small engine and good safety rating.2. Consider adding anti-theft devices to your car.3. Drive safely and avoid accidents.4. Shop around for insurance and compare quotes from different providers.5. Take a defensive driving course to improve your driving skills and lower your insurance premium.

Conclusion

Getting car insurance as a 17-year-old can be expensive, but choosing the right car can help you save money. By choosing a car with a small engine and good safety rating, you can reduce the cost of insurance. Additionally, by driving safely and comparing quotes from different providers, you can further save money on car insurance.As a 17-year-old, finding affordable car insurance can be challenging. There are many factors that can impact the cost of insurance for young drivers, such as location, driving history, and the make and model of the car. It's important to find a vehicle that is both cheap to buy and insure. Some of the top cheapest cars to insure for 17-year-olds include the Ford Fiesta, Honda Fit, and Toyota Yaris. However, it's also essential to understand the concept of car insurance and the different levels of coverage available. Doing your research and comparing policies from various providers can help you find the best policy and price that suits your needs. Additionally, seeking advice from a trusted insurance agent can provide valuable insight and recommendations. Maintaining a clean driving record, building a good credit score, and choosing a car with high-end safety features can also lower insurance rates. Finally, many insurance providers offer discounts and special offers that can help young drivers save money on their policies. By following these tips, you can find affordable car insurance as a 17-year-old driver.

As a professional in the insurance industry, I have seen many 17-year-olds struggle to find affordable car insurance rates. However, there are certain cars that are more affordable to insure for this age group than others. Below are the pros and cons of choosing the cheapest cars to insure for 17-year-olds:

Pros

  1. Lower Insurance Rates: One of the most significant advantages of choosing a cheaper car to insure is that it can help lower your insurance rates. Insurance companies consider many factors when determining your premium, including the type of car you drive. By choosing a car with a lower value and less horsepower, you can often save money on insurance.

  2. Better for Budgeting: For 17-year-olds who are just starting out with their first car, choosing a cheaper car can be more financially manageable. With lower monthly payments and insurance rates, it can be easier to budget for the costs associated with owning a car.

  3. Easier to Repair: Cheaper cars often require fewer expensive parts and repairs, making them easier to maintain and keep on the road. This can also translate to lower insurance premiums since insurance companies often factor in the cost of repairs when determining rates.

Cons

  1. Limited Features: Cheaper cars often come with fewer features and amenities than more expensive models. This might mean sacrificing things like air conditioning, power windows, or advanced safety features.

  2. Less Reliable: Cheaper cars may be less reliable than more expensive models, which could lead to more frequent breakdowns and repairs. This can be frustrating and expensive for young drivers who rely on their vehicles to get around.

  3. Less Safe: While cheaper cars may be more affordable to insure, they may also be less safe in the event of an accident. These cars may not have the same safety features as more expensive models, putting young drivers at risk.

Overall, choosing a cheaper car to insure can be a smart move for 17-year-olds who are looking to save money on car insurance. However, it's important to weigh the pros and cons of each car carefully before making a decision. By doing your research and working with a trusted insurance agent, you can find a car that fits your needs and budget while still providing the necessary coverage and protection on the road.

Thank you for taking the time to read our article on the cheapest cars to insure for 17-year-olds. We hope that you found it informative and helpful in your search for the perfect car. As a young driver, it can be difficult to find affordable insurance rates, but with the right vehicle, it is possible to save money on premiums.

One thing to keep in mind is that insurance companies consider many factors when determining rates, such as the car's safety features, its value, and the driver's record. Therefore, it's important to not only choose a car that is inexpensive to insure but also one that is safe and reliable. Some of the cars we mentioned in our article may not be the most stylish or luxurious, but they have proven track records of being affordable to insure for young drivers.

In conclusion, we understand that finding the right car at an affordable insurance rate is important for 17-year-olds who are just starting to drive. We hope that our article has provided you with valuable information that will help you make an informed decision when selecting your next vehicle. We wish you all the best in your search and safe travels on the road!

When it comes to finding the cheapest cars to insure for 17 year olds, there are a few questions that people commonly ask. Here are some of those questions and their corresponding answers:

1. What are the cheapest cars to insure for 17 year olds?

There are a number of cars that tend to have lower insurance rates for young drivers. Some examples include:

  • Volkswagen Polo
  • Ford Fiesta
  • Seat Ibiza
  • Renault Clio
  • Peugeot 107

2. How can I save money on car insurance for my 17 year old?

There are a few things you can do to get cheaper car insurance for your 17 year old. These include:

  1. Choose a car with a smaller engine size
  2. Consider a black box policy that monitors driving habits
  3. Add an experienced driver to the policy as a named driver
  4. Pay for the policy annually rather than monthly
  5. Shop around and compare quotes from different insurers

3. What factors affect the cost of car insurance for 17 year olds?

There are a number of factors that can impact the cost of car insurance for young drivers. These include:

  • The make and model of the car
  • The age and experience of the driver
  • The driver's location and driving history
  • The level of coverage chosen
  • The insurer's own policies and pricing strategies

By keeping these questions and answers in mind, you can make a more informed decision when it comes to insuring your 17 year old driver. With the right car and policy, you can help keep them safe on the road while also staying within your budget.

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